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Alyve Health's Personal Meeting Room - Shared screen with speaker view
Sushant Roy
02:46:57
For all information/Open house recordings etc: https://www.alyve.health/iit-kanpur
Sushant Roy
02:47:50
For registration and purchase: https://bit.ly/ALYVEIITKALUM
Abhas Singh
02:53:05
These premiums are per month or per year basis?
Purushottam Kar
02:53:52
Is it possible to change the policy next year or in a subsequent year?
Yogesh Joshi
02:54:21
Max entry age is 80 but once taken coverage is beyond 80 years. Is it correct?
Sushant Roy
02:54:26
Premiums mentioned are per year
Sreekrishnan Venkateswaran
02:54:36
Can we claim income tax 80D benefits on the premium paid?
Sushant Roy
02:55:02
Max entry age is 80 but once taken coverage is beyond 80 years.- Yes. Its lifelong renewability
Yogesh Joshi
02:55:23
If I go for a SI of 5 Lakhs then is this SI restricted for all claims in a year or it is individually till 5L
Venkatesh Murthy
02:55:35
the base coverage of 5 lacs is for every individual in the family or for the entire family
Purushottam Kar
02:55:45
In group schemes, usually a minimum number of enrollees are required (one of the slides mentions 1000 as the number). What is the current enrollment and what happens if in some year, enrollment is not upto the mark?
Manish
02:55:55
can one claim deductible part of other insurance through the base cover of this insurance.
Sushant Roy
02:56:52
Q- the base coverage of 5 lacs is for every individual in the family or for the entire family - Answer: for entire family who are part of the policy
Yogesh Joshi
02:57:12
Can we get base policy now and next year go for top up
Manish
02:59:04
can we go for base/topup policy for parents only without having any base cover for myself?
Aditya
03:05:12
How is alumni verification done?
Sreekrishnan Venkateswaran
03:06:10
IIT Madras Alumni seems to have group health insurance, so this may not be first-of-a-kind? https://iitmaa.org/page/iitmaas-life-saver-health-insurance-104
TM
03:09:05
what is the min amount that is supposed to be claimed normally?
Venkitanarayanan P
03:10:20
What about pre existing conditions? Is there a four year waiting period to cover pre existing conditions for primary and top up?
Sreekrishnan Venkateswaran
03:11:42
If you take base+topup and if a hospital bill of say, 8L is incurred, can the entire amount be “cashless” or do we have to negotiate 2 separate transactions for the first 5L and the next 3L?
Yogesh Joshi
03:14:22
Can I take 2 separate policies for my parents and my in laws
Purushottam Kar
03:15:12
silly question -- what if a faculty member is also an alumni … which option should be selected?
Aditya
03:15:15
We're already able to buy the insurance on the alyve website without any alumni verification. So is the verification expected during claims?
Abhas Singh
03:18:43
If parents are residing in a different city than I am, would cashless processing be possible? Would they need to fill cumbersome forms and submit the hard copies of the claims? Speaking from personal painful experience with another insurance company.
Venkitanarayanan P
03:23:02
Do you have the freedom to choose the TPA? Many times the difficulty comes from TPA.
Ashish Garg
03:23:04
in that case, why can't base policy have higher cover than combine the two?
Ashish Garg
03:25:46
i.e. why buy base and top-up separately?
Sreekrishnan Venkateswaran
03:26:42
Is Alyve the TPA
Abhas Singh
03:26:43
In case of hospitalization will the discharge of the patient be held until the TPA processes the bills? Last week I had an experience when we were held at the hospital because the TPA took 6 hours to process our pre-approved bills.
Sreekrishnan Venkateswaran
03:31:22
Is Alyve a layer above TPAs? If yes, will the hospital transact with Alyve or with the TPA chosen by Alyve?
Rakesh
03:32:55
I wonder if we necessarily need to take Membership of AA-IITK in order to buy any of these policies?
Yogesh Joshi
03:34:01
Is this option available for permanent staff members/officers also?
Sushant Roy
03:42:46
For all information/Open house recordings etc: https://www.alyve.health/iit-kanpurFor registration and purchase: https://bit.ly/ALYVEIITKALUM
Abhas Singh
03:42:58
Thank you very much. The answers were indeed helpful.
Sushant Roy
03:42:59
Email: help@alyve.health