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Personal Money Management Learning Community 3 - Shared screen with speaker view
Loran Harris
29:46
I am here listening.!!
The Family Cafe
30:03
thanka Loran
Loran Harris
44:30
How do people build credit if they have no credit cards? Is there a way to do it.?
Loran Harris
48:31
Does my credit score and my spouse's combine or do they stay separate?
Loran Harris
48:57
what if we are buying something together?
The Family Cafe
50:14
Your score is your own. When you sign a loan and have a co-signer, and both social security numbers are used, then both credit scores impact the interest rate, payment, deposit, etc.
Loran Harris
50:27
Thank you
The Family Cafe
50:36
Some people with low scores will find a co-signer to help them get the loan they need at the rate they can afford.
Loran Harris
50:52
I understand
Loran Harris
59:39
Rebuilding credit..... if your married then a joint bank account is bad then?
Loran Harris
01:11:44
People seem to be afraid to work with credit and credit cards. They say they are too complicated, and they end up paying the minimum. And end up in trouble. Don't know how to use them.
Loran Harris
01:12:10
Most of our folks do not have a credit card.
Loran Harris
01:14:00
How does a joint account effect your personal credit?
Loran Harris
01:16:35
Thank you
Loran Harris
01:18:57
Our kids
Loran Harris
01:19:17
at what age do we nolonger maintain responsible for their bills an credit.
Loran Harris
01:24:14
Thank you for actually teaching your kids about credit. My daughter could have used it.
Loran Harris
01:24:50
Thank you so much I did learn a lot
Loran Harris
01:25:05
thank you