All around the world, governments are exploring the introduction of central bank digital currencies (CBDCs) including the Bank of England examining the case for introducing a digital Pound in the UK. A number of perceived benefits of having a digital currency have been proposed, with a key element being the ability to facilitate greater financial inclusion.
But how should we define financial inclusion in this context - by universal access, by cost, or by efficiency - and is inclusion actually an inevitable byproduct of CBDCs? What are the challenges posed by financial inclusion - or the lack thereof - when it comes to adoption of CBDCs? What about digital inclusion, and its impact on CBDC inclusivity? How can central banks ensure that the design of a digital pound takes financial inclusion into account? And how might we all ultimately benefit?
Helen Disney, Director, The Realization Group (Moderator)
Richard Ells, Founder and CEO, Electroneum (Keynote)
Sofie Blakstad, CEO and Founder, hiveonline
Dr Estelle Brack, Founder & Chairman, KiraliT
Susan Friedman, Head of Policy, Ripple & Chair, Digital Pound Foundation
Victoria Thompson, Founder, Orora & Ashurst Digital Economy Team, Counsel Consultant